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  • The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
    kept bonus and multiplier features that were a primary focus of AG 49-A updates. To stay compliant, they ... changed certain features, it was not necessarily in direct response to AG 49-A and/or that they already had ...

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    • Authors: Karthik Yadatore, Paul Fedchak, Patrick Ouyang
    • Date: Oct 2022
    • Competency: Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Public Policy
  • Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
    values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Table 3 below). A chronic illness ...

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    • Authors: Carl Friedrich, Michelle Krysiak
    • Date: Oct 2022
    • Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Accelerated Death Benefit Rider Financing Approaches
    on total premium.”[1] Concurrently, the long-term care insurance (LTCI) industry reached an inflection ... death benefit for a chronic illness or long-term care event, the policyholder may elect to receive a portion ...

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    • Authors: Robert Eaton
    • Date: May 2022
    • Competency: Results-Oriented Solutions; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Long-term Care
  • Enhancing the Value of Critical Illness Insurance
    Enhancing the Value of Critical Illness Insurance Critical illness insurance is a popular supplemental ... or Depressive Disorder and Use of Mental Health Care Among Adults During the COVID-19 Pandemic—United ...

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    • Authors: Ashlee Borcan
    • Date: Feb 2022
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Health & Disability; Health & Disability>Critical illness insurance
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